2018 Health Insurance Rates and Information for NY small employers
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NY small business health plans:
Oxford Health Insurance Quote [Unitedhealthcare company] Oxford is considered the premier provider in New York. Great service and superior doctor network make Oxford the best choice if cost is not a consideration. Oxford offers two great networks - Freedom and Liberty.
The Freedom plan is the largest MD network in NY. The Liberty network is a great cost saving alternative. Both networks provide your employees national coverage through United Healthcare’s Choice Plus network. Oxford’s plan choices are available in downstate NY (5 boroughs, Long Island and Westchester) and mid to upstate through Ulster and Sullivan counties.
Oxford has new participation requirements for Non HMO plans. The rule states that 60% of the employees must participate after valid waivers. Liberty HMO plans will continue to have no participation requirements. You can mix and match some Oxford plans to accommodate highly compenssated employees with a buy-up option while still offering an affordable plan to the rank and file.
EPO, PPO, HMO and HSA plans are available.
To search the MD network click link - Oxford Doctor Search
Oxford Quarterly Rates
To search the MD network click link - Aetna Doctor Search
Aetna Health Quarterly Rates
Aetna NYC Community Plans This is Aetna’s LOW COST and small network of MD’s plan available for NYC employers only. This is a traditional EPO plan with co-pays and requires referrals from your primary care MD in order to see a specialist. Aetna’s NYC Community Plans are a great choice for new ventures or businesses wishing to provide benefits for the first time.
Employee’s are eligible to use the Aetna national network (special rules apply). Aetna NYC Community Plans will allow employers to enroll as few as one employee in a group up to 50.
To search the MD network click link - Aetna NYC Community Doctor Search
Aetna NYC Community Quarterly Rates
Empire Blue Cross Blue Shield - This is not your mother’s Blue Cross. NEW plans for 2017 includes the traditional national EPO and PPO network which is again the largest network of providers in NY State. Empire will also have plans with the more limited Blue Priority network. Empire will be available for businesses located in New York City, Long Island, Mid Hudson and the Albany area. All plans can be used nationally. All plans do not require referrals.
To search the MD network click link - Empire Blue Cross doctor search
Empire Blue Cross Blue Shield Annual Rates
To search the MD network click link - EmblemHealth Doctor Searchhttps://www.emblemhealth.com/Find-a-Doctor
Emblem HIP Select Care Annual Rates
OSCAR was created to give you: Health Plans that are easy to understand, reinvented customer service and health care that actually feels good to use. OSCAR plans are simple – Copays for routine care so you get access to doctors on day one. Great doctors with real availability (plus Virtual Visits you can do from home). Plus Rewards for walking with Step Tracking on the OSCAR app. OSCAR provide World-class care: Great hospitals, great doctors. You’re covered whether you need a checkup or a specialist.
No roadblocks. You don’t need a referral to the specialist you want. You can talk to a Doctor from your couch and get prescriptions sent to your pharmacy. Free and available 24/7 on the OSCAR app.
• Comprehensive benefits that include dental and vision coverage, 24/7 telemedicine access, acupuncture, exercise rewards, and even more to help members get active and stay healthy
• Members have access to a broad network of providers and dozens of industry-leading hospitals
• Member service offered in the many languages our members speak
• Community locations throughout New York City and Long Island, where members can ask questions about their coverage and learn about community events
If you’re a small business owner with 1-100 employees and need healthcare coverage for your business, find out now how Healthfirst can help.
The New York Health Alliance is the ultimate employee benefits market place for Business Owners — bringing consumer choice benefits to the Small Business market as well as the Individual market within the state of New York. The NYHA offers plans and products from competing health insurers: CareConnect, MVP Health Care and Oscar.
In addition to our health care partners, the NYHA also offers plans and products from competing ancillary insurers: Colonial Voluntary, ShelterPoint and Guardian Life. These partners can provide products such as dental, vision, term life, LTD, STD, AD&D, DBL, Medical Bridge, HRA / HSA Admin, COBRA Administration, Payroll Service, making the New York Health Alliance the ultimate employee benefit market place.
With the NYHA, your employees choose from a full menu of Health & Ancillary benefit plans, which include: EPO, PPO, and High Deductible type plans. Employees fill out a universal enrollment form showing all available plan options, and the employer receives one simple bill.
Select! Don’t Settle!
Cigna offers group insurance coverage to employers with 51 or more full-time employees, as well as administrative services for self-funded plans with as few as 25 full-time employees in most states. For more information about your state, contact your Cigna sales representative.
Small Business Health insurance quotes for upstate New York
To search the MD network click link – UnitedHealthcare Doctor Search
United Healthcare Quarterly Rates
CDPHP Health Plans [EPO/PPO] require a minimum of 50% enrollment of all full time employees. HMO plans have no participation requirements. No referrals are needed. National network access is available through the FirstHealth National network for claims arising outside of New York State.
To search the MD network click link – CDPHP Doctor Search
CDPHP Quarterly Rates
To search the MD network click link - MVP doctor search
MVP Health Care Quarterly Rates
To search the MD network click link -Univera Healthcare Doctor Search
Univera Healthcare Quarterly Rates
To search the MD network click link - Excellus Blue Cross Doctor Search
Excellus Blue Cross Blue Shield Quarterly Rates